Private Pay Options for Physical Therapy: Is It Worth It?
When it comes to managing pain, improving mobility, or recovering from an injury, physical therapy is often the best option. However, insurance coverage doesn’t always include certain specialized treatments, like custom orthotics or one-on-one therapy sessions. This can leave patients wondering if private pay is a viable alternative.
Private pay services are where we believe you achieve an important advantage at Pro-Active Physical Therapy, especially when your insurance does not adequately cover the care you need. From customized foot orthotics and specialized treatments to accommodating scheduling, private pay allows you to get the best possible care with no limitations.
What is Private Pay in Physical Therapy?
Private payment is the option to pay for himself or herself, which allows bypassing the ways of restriction and paying out-of-pocket for physical therapy services. There are many reasons patients would use private pay, such as specialized treatments, individual care, or to avoid the long approval processes that sometimes come with an insurance claim. In this case, it is more expensive to start, but the benefits paid usually cover it up.
Private pay options allow for:
- More tailored treatment plans that aren’t bound by insurance limitations
- Access to specialized services like custom orthotics or advanced manual therapy
- Shorter wait times and quicker scheduling since you’re not waiting for insurance authorizations
- Let’s explore some of the specific benefits of private pay, and why it might be worth considering
Why Consider Private Pay for Custom Orthotics and Specialized Care?
Another area where private pay may be helpful is in the prescription of individualized orthotics for the feet. Many insurance companies do not pay for custom orthotics, or will pay for a generic version that provides general support but does not provide the precise intervention necessary to correct specific forms of foot maladies.
Custom-made foot orthotics are designed for your feet, offering better alignment, thereby leading to a better posture and relief from pain. They can correct a wide variety of problems, such as plantar fasciitis, flat feet, or even knee and lower back aches caused by bad mechanics in one’s foot. Generic inserts can’t be individually tailored so that it could possibly fit someone’s foot shape precisely, whereas a custom orthotic is molded to fit your exact foot shape for greater support and comfort.
Private pay patients coming to Pro-Active Physical Therapy for orthotics are provided with an in-depth assessment and fitting based on individual needs. Most of them comment on being more comfortable in the course of daily activities and have more mobility due to wearing the orthotics.
The Flexibility and Benefits of Private Pay at Pro-Active Physical Therapy
With private pay at Pro-Active Physical Therapy, you get all the added advantages which help speed recovery and render the whole process even more enjoyable:
- Comprehensive care plans: With private pay, you’re able to work with one of our licensed physical therapists to create a personalized treatment-free plan focused solely on your goals for regaining health, without worry about how insurance providers may limit the scope of services.
- Direct Access to Specialized Services – Many services need to be paid for privately, especially highly specialized services such as manual therapy, dry needling, and custom orthotics for the feet.
- Faster Scheduling: Private pay patients do not have to wait which can often be associated with an approval from an insurance company for an appointment and instead pay for physical therapy personally so they get access to their PT faster.
- Better Interaction between Patients and Therapist: Since private paying is not bound by time and number of sessions, you would stay longer with your PT and hence receive a more individualized care that leads to better outcomes.
Is Private Pay Worth the Investment?
For most patients, this answer would be a resounding yes. Insurance covers so many of the services of physical therapy that one easily forgets that some of the more specialized or custom solutions are short changed. Private pay means you get the care you need when you need it, without being bound by the barriers and delays imposed by insurance.
A huge investment in health can make a huge difference in the quality of someone’s life. Whether or not you are injured, chronic pain, or just trying to stay active and mobile, private pay offers a lot of flexibility with possible treatments that can really change one’s life.
Ready to Experience the Benefits of Private Pay?
At Pro-Active Physical Therapy, we know that every patient is different, and because of this, we offer private pay options for those wishing to have access to the very best in custom orthotics, specialty manual therapy, or advanced rehabilitation techniques.
Do not let insurance control your recovery. Call us today to schedule a meeting to learn more about how our private pay services can help you back on your feet. Your way to health begins now.